TrueOwn Editorial
TrueOwn's editorial team researches mortgage servicing, PMI cancellation, escrow analysis, and refinance economics. Articles are reviewed against primary sources (HPA, RESPA, CFPB guidance, Fannie Mae and Freddie Mac servicing guides) before publication.
Topics we cover
- Private Mortgage Insurance
- Homeowners Protection Act
- Mortgage Escrow Analysis
- RESPA
- FHA Mortgage Insurance Premium
- Mortgage Refinancing
- Mortgage Recasting
How we research
- Every article is grounded in primary sources — federal statute, agency rule text, or servicing guides — not third-party summaries.
- Worked examples use the same engines our product uses to monitor live mortgages (amortization, RESPA escrow analysis, LTV against either purchase price or current home value).
- Articles are reviewed against current rule text before publishing, and re-reviewed when CFPB, HUD, Fannie Mae, or Freddie Mac issues guidance that changes the underlying math or process.
- We label outputs as estimates and drafts. We do not issue legal determinations or financial advice; the servicer makes final eligibility decisions and a licensed attorney makes final legal positions.
Primary sources we cite
Corrections
If you spot an error in any article, email info+editorial@trueown.ai. Material corrections are noted at the bottom of the article with the date and what changed.
Recent articles
- Why Did My Escrow Go Up? The 5 Real Reasons Your Payment Jumped
- When to Refinance Your Mortgage: The Break-Even Guide
- Mortgage Prepayment Penalty: How to Tell If You Have One
- Do You Need an Appraisal to Remove PMI? Cost & Process
- How to Lower Your Property Taxes: The Three Levers That Work
- The Florida Homestead Exemption: How to File and What Save Our Homes Is Really Worth