Property-tax appeals · Homestead exemptions
Counties over-assess homes more often than you'd think. A free one-minute check flags a missing homestead exemption and, in a growing number of states, compares your assessment to market data so you can push back. No credit pull, no SSN.
Three steps. About a minute. Free during pilot.
We pull your home's value, recent nearby sales, and your tax history from public records.
No account, no credit check, just the address.
Down payment, interest rate, the year you bought, and the company that bills you each month. About thirty seconds.
Rough numbers are fine — nothing to link, nothing to download.
A one-pager of what looks worth chasing — dropping mortgage insurance, lowering your property taxes, refinancing — with a draft letter to your servicer if there's something to send.
Free during pilot. Yours to keep.
Estimate only. TrueOwn doesn't guarantee PMI removal, tax savings, or refi savings. Your servicer, county, or lender makes the final call.
$300–$1,200/year
Counties often value your home above what recent nearby sales support, and the inflated bill carries forward year after year, untouched. Where we have your county's assessment data, a growing list, we compare it against market data and show you how to appeal with your county.
$400–$1,200/year
If this is your primary home, a homestead exemption lowers your taxable value — and in many states caps how fast it can rise each year. We check whether it's on record and show you how to file, usually for free.
Varies by state
Senior, veteran, disability, and surviving-spouse exemptions go unclaimed all the time. We flag the ones your home looks eligible for so you can file them with your county.
Checked yearly
Your assessed value can jump from one year to the next. In states we cover, we compare each new notice against current market data, so a bad assessment doesn't stick and compound.
Cost and savings figures are estimates. PMI ranges reflect published CFPB and Freddie Mac data (0.58–1.86% of the loan per year); property-tax and exemption ranges are TrueOwn estimates. Actual savings depend on your loan, the company that services it, and your current home value. TrueOwn outputs are estimates and drafts, not legal or financial advice.
See which apply to your homeOne dashboard, checking your loan every day. Here's what'll make it ping you.
When your county raises your assessed value beyond what nearby sales support, we flag it so you can decide whether to appeal before the window closes.
Most counties give you a short window after the assessment notice lands. We remind you before it closes so you don't lose the year.
If this is your primary home and there's no homestead exemption on record, we tell you — and show you how to file it.
When homes near you sell below your assessed value, that's fresh evidence for an appeal. We watch for it so you know when your case got stronger.
Most mortgages quietly leak money.
Your county sets a value on your home every year, and that number drives your tax bill. It's often higher than what your home would actually sell for — and once it's on the books, it carries forward. You keep paying the inflated amount until someone pushes back.
TrueOwn flags exemptions you're missing and — in a growing number of states — compares your assessment against what nearby homes recently sold for, then shows you how to file in your state. You keep every dollar you save.
Grounded in the same federal rules every U.S. servicer already follows: HPA and RESPA Regulation X.
Outputs are estimates and drafts — not legal or financial advice. Every signal links back to the data we read so you can decide what to do with it.
Last reviewed
One minute, no card, no credit pull. We'll show you whether your assessment looks high — and exactly how to push back.
Available to homeowners nationwide.
